Confused By Personal Finance

Awww...I really hope things are looking up since y...

2010-07-28T09:32:13.055-05:00

Awww...I really hope things are looking up since you posted this. I can only imagine your frustration.

I started my old blog up at wordpress. Hopefully I'll be consistent with it this time. It's totally random, but that's what I am so I hope you read it sometimes!

If you start blogging please let me know! I'm gla...

2010-07-23T19:49:59.673-05:00

If you start blogging please let me know! I'm glad to see that you enjoy my blog, especially since my posts are so random. Good luck in your journey in becoming debt free! WE CAN DO IT!!!!

My boyfriend/Fiance are in the process of getting ...

2010-07-18T22:08:33.560-05:00

My boyfriend/Fiance are in the process of getting out of debt. It's going to be scary as you know what, but i'm about to pull all of our credit reports and go from there. You're blog inspires me because you're so persistent even when you hit a brick wall you bounce back! I applaud you for that! Maybe I'll blog about it..we'll see!

Thanks for your comment B.D. I feel like I will e...

2010-07-18T19:32:13.643-05:00

Thanks for your comment B.D. I feel like I will end up moving back home because that is the only way that I will be able to get out of my truck sooner. I plan on gradually spending more time at home to determine if I can really handle it before my lease is up.

I think you should move back home with your mom. I...

2010-07-16T10:33:32.766-05:00

I think you should move back home with your mom. I know you had problems with her asking you for money when you were living with her before. I also see where your friend is coming from with saying that you will spend the money you are supposed to be saving, but I think it is worth you trying. Right now you are paying $1K in rent. Before moving in with your mother you should have a discussion about bills. IMO you should say "Look Mom, I would like to move back home because I'm struggling to pay my bills and improve my financial situation. Here is what I can do. I will pay X or Y bill and provide MY OWN FOOD and toiletries, but I can not afford to do more than that." This is saying to her upfront "Don't ask me to pay the electricity until you get paid next week!" I know your won't be saving the full $1,000, but this should leave you with at least $700 to save. You just really need to get yourself in check and have some discipline. It's hard, but doable.

Thanks for the blog recommendation! It was exactl...

2010-06-29T09:33:40.926-05:00

Thanks for the blog recommendation! It was exactly the type of blog I've been looking for. I will definitely post when I find new ones to read. Thanks for reading my blog! :)

www.chitownblues.blogspot.com is really good. She'...

2010-06-28T07:00:45.474-05:00

www.chitownblues.blogspot.com is really good. She's the only one that I read besides yours. If you run by anymore please share!

Thanks Krystal! I hope that I will gain the motiv...

2010-06-17T19:59:07.522-05:00

Thanks Krystal! I hope that I will gain the motivation I need to get through this again, especially since things have changed.

Getting out of debt is hard, and there are bound t...

2010-06-16T14:30:00.543-05:00

Getting out of debt is hard, and there are bound to be setbacks. The key is recognizing where you've gone wrong and make sure you correct those mistakes going forward.

When I was getting out of debt and sliding back and forth, I forced myself to think of a debt-free life. How great it would feel and that motivated me to stay on track and find ways to get rid of more debt - whether it was taking on another job, selling things, or moving to reduce living expenses.

It will get easier!

Oh how terrible! However, since your car was park...

2010-04-19T09:13:13.835-05:00

Oh how terrible! However, since your car was parked and hit by these others, you shouldn't have to pay any deductible. The claim should be filed with their insurance company since they are at fault. If you file it with yours you will have to pay the deductible and wait to be reimbursed - double check with your agent, they should have advised this.

Thanks ladies! @TeacHer...I teach high school bi...

2010-04-18T18:02:06.490-05:00

Thanks ladies!
@TeacHer...I teach high school biology. I have one class with all 9th graders and the rest are mostly 10th grade.

Thanks for commenting on my blog - I love yours an...

2010-04-17T18:31:55.340-05:00

Thanks for commenting on my blog - I love yours and will be visiting it often! Being a teacher can be rough sometimes (financially and otherwise) but the rewards are SO worth it.

Out of curiosity, what grades do you teacher?

just found your blog!! I'm a teacher too!! I hope...

2010-04-17T14:54:42.985-05:00

just found your blog!! I'm a teacher too!! I hope that you get the job!

I just posted about my credit score on my blog too...

2010-03-25T17:20:49.886-05:00

I just posted about my credit score on my blog too. It is amazing how much weight a 3 digit number can have.

Good luck with your score.

Hello, I am Sabrina Knight, Affiliate Executive ...

2009-12-18T23:31:40.646-06:00

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Thanks for stopping by and leaving a comment on my...

2009-12-01T21:58:56.768-06:00

Thanks for stopping by and leaving a comment on my blog. It looks like you've got a large student loan. Kind of like how mine started out. What kind of degree is that for? Do you think you will get the adjustment you need in your career once you complete the degree? Keep up the good work, and hey some savings for your emergency is better than nothing!! It takes time so don't forget to take each day and enjoy it instead of being too intent on thinking about finances. I thought a year would never come around but it's here again. You're doing the right thing, and some is better than nothing.

I hope the car work won't be expensive too. I need...

2009-09-13T21:36:46.116-05:00

I hope the car work won't be expensive too. I need some work done on my car as well.

And stay strong. It sucks to be broke, but you will get out of that!

Thanks for making me feel better about the purchas...

2009-07-13T18:11:06.584-05:00

Thanks for making me feel better about the purchase FB! I'm finally getting used to it and I do plan on keeping it as long as possible.

And if you take great care of that Mercedes, you c...

2009-07-10T11:29:09.369-05:00

And if you take great care of that Mercedes, you can probably keep it for almost forever :)

I want one when I finally get a serious car. I like how reliable they are and their solid workmanship.

Wowwww...

2009-07-09T23:12:11.397-05:00

Wowwww...

I would like to contact you regarding a book and C...

2009-06-26T07:19:22.200-05:00

I would like to contact you regarding a book and CD that would help you and other recent college graduates. I am not a stockbroker or personal finance advisor. Please contact me at hugo@ottolenghillc.com. Please take down this post after reading. Thank you.

You're welcome! Thanks for creating the spreadshe...

2009-06-25T12:19:06.445-05:00

You're welcome! Thanks for creating the spreadsheet!

Thanks for the shout out, honey! :)

2009-06-25T10:22:12.143-05:00

Thanks for the shout out, honey! :)

I find getting my feet done (pedicure) stressful b...

2009-05-13T17:28:00.000-05:00

I find getting my feet done (pedicure) stressful because they have to scrub all that dead skin off and I'm tickly..!

Thanks!!!

2009-05-02T22:43:00.000-05:00

Thanks!!!