I am in so much trouble. I try to find my way out, but it seems impossible. I know all the tools, I just lack the discipline to make things work. I have no savings, am living check to check, and have incurred several overdraft fees this past month. My greed and desire to "Keep Up With the Joneses" has caught up with me. Also, working full time while in pharmacy school is not good for my finances. I went from checking my balances 2-3 times a week to once or twice a month.
I need to start over, so I'm back on the blog in hopes that I see the changes I made before when I started to blog.
Please pray for me.