Friday Checkup #4

I just got back from a week long workshop and noticed the importance of credit cards.  There are many arguments for and against the use of credit cards, but I feel that it all boils down to responsibility.

I paid off two of my cards!  Yay!
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Then charged them up again.

Why?

By attending the workshop, I would be reimbursed for gas, meals, and receive a stipend as well.  I did not want to use any funds related to my checking account, so I used my credit cards.  When I receive my check I will pay them back off.  I even spent less than I had planned, so that means a few extra dollars for me!

The main point is...two of my credit cards are paid off basically.

I leave today with a quote from August's Ebony magazine.

There is a lot of money advice in this issue.  The quote is related to a post I wrote a few weeks ago and is from Ebony's editor-in-chief, Amy DuBois Barnett...

Money is a diamond-encrusted watch flashing on the wrist of someone who rents his home, leases her fresh-off-the-line car and has no savings.  Wealth is the ability to contribute to your retirement fund, own a home with a monthly payment that you can comfortably afford, donate to charity and send your kids to the best schools possible to ensure their future success.  Money is fun--but wealth is forever.