I'm slowly learning how to handle my finances responsibly after being bankrupt and recently graduating college.
Tuesday, May 24, 2011
Work Updates
Retail...I hate it
I have been working at my retail part-time job for almost a month now and I have one word to describe it...boring. It is soooooooooooooo boring! All I do is stand around all day, pray for customers to come around, and listen to my co-workers gossip. I hate boring jobs and now I can think about is how soon can I quit. I have a lot of events coming up in July, so I will make a decision then. Right now I'm thinking about quitting in July before I leave out of town for a workshop, in October when I'm thinking about moving, or January after the holidays. I make $8.50 an hour and commission is included.
I feel like I could be doing better things with my time, such as spending more time on my education or make-up blog and working out and taking care of myself better. Other factors are how much debt I have paid off by mid-summer and how much my student loan payments will be. I'm tired of putting my loans in forbearance and have decided to begin paying on them by summer's end. At this point I'm not sure how much my payments will be under the payment plan I want to choose.
Other Summer Jobs
Working retail is not my only gig this summer. I'm still waiting for my position to begin with the testing service. I've signed my contract and am just waiting to hear from them. That job pays $18 an hour and I will work from home.
I am also doing summer school and submitted my contract last week. It's only for the month of June and I'll have to work 7-4. I will get paid close to $5000 before taxes for completing this work. This assignment is different from regular summer school because the students will work on the computer. I'll basically be there to supervise. I plan on utilizing my time by completing lesson plans for next year.
In July I will be participating in two separate events that are paid. One is a workshop at a University a few hours away. I will receive a $50 a day stipend, free lodging and travel reimbursement, and $1000 worth of free materials for my classroom. The other event is the week long summer camp I do each year and it pays $25 a day for a week.
Other Funds...
I am still waiting on some funds to come in for work done throughout the year. I have received my funds for tutoring - around $700. I expect $350-700 for mentoring and $315 for my work with the science club. I am also expecting $100-150 for hosting a Saturday tutoring session for my AP students.
What's the point?
My goal for this summer is to completely get rid of my credit card debt or come close to it and to begin paying on my student loans. I also need to purchase a new tire because I have been riding on my spare for many months now.
I have already made progress on my debt by paying my TWO payday advances (things were really bad) and catching up on bills that were way past due. It felt so good to delete items from my sticky note on my budgeting spreadsheet. I really need to work on tracking my expenses though and stop letting things dictate my life.
Labels:
side hustle
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